/* Component classes — one class per repeated visual pattern, replacing the
   original page's inline style="" attributes. Ported 1:1 from the original
   design values (colors, sizes, spacing) with no visual changes intended. */

/* — blueprint frame: the corner-bracket decoration used on cards — */
.blueprint {
  position: relative;
  border: 1px solid var(--color-divider);
}

.blueprint > .corner {
  position: absolute;
  width: 11px;
  height: 11px;
  color: var(--color-accent);
}

.blueprint > .corner::before,
.blueprint > .corner::after {
  content: "";
  position: absolute;
  background: currentColor;
}

.blueprint > .corner::before { left: 5px; top: 0; width: 1px; height: 100%; }
.blueprint > .corner::after { top: 5px; left: 0; width: 100%; height: 1px; }
.blueprint > .corner.tl { top: -1px; left: -1px; }
.blueprint > .corner.tr { top: -1px; right: -1px; }
.blueprint > .corner.bl { bottom: -1px; left: -1px; }
.blueprint > .corner.br { bottom: -1px; right: -1px; }

/* — buttons — */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  cursor: pointer;
  border: 1px solid var(--color-divider);
  border-radius: 0;
  font-family: var(--font-heading);
  font-size: 15px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 14px 26px;
  background: transparent;
  color: var(--color-text);
}

.btn-primary {
  background: var(--color-accent);
  color: #fff;
  border-color: var(--color-accent);
}

.btn-primary:hover { background: var(--color-accent-700); color: #fff; }

.btn-secondary {
  border-color: #1b214040;
  background: transparent;
}

.btn-on-dark {
  background: transparent;
  border-color: #ffffff40;
  color: #fff;
}

.btn-header-cta {
  flex: none;
  padding: 9px 18px;
  font-size: 13px;
  background: #fff;
  color: var(--color-navy-mid);
  border-color: #fff;
}

.btn-header-cta:hover { background: var(--color-amber); border-color: var(--color-amber); color: var(--color-navy-mid); }

.btn-header-cta__icon { display: none; font-size: 16px; }

/* Same look as .btn-header-cta, for header links that aren't a phone
   CTA (e.g. "Back to website") — deliberately has no icon-collapse
   behavior at small widths, so it never turns into a phone glyph. */
.btn-header-back {
  flex: none;
  padding: 9px 18px;
  font-size: 13px;
  background: #fff;
  color: var(--color-navy-mid);
  border-color: #fff;
}

.btn-header-back:hover { background: var(--color-amber); border-color: var(--color-amber); color: var(--color-navy-mid); }

.btn-block { width: 100%; }
.btn-sm { padding: 9px 16px; font-size: 13px; border-color: #1b214040; }
.btn-tab { flex: 1 1 130px; padding: 15px 12px; border: 0; border-right: 1px solid var(--color-divider); transition: background .2s ease; }
.btn-tab:last-child { border-right: 0; }
.btn-tab[aria-selected="true"] { background: var(--color-accent); color: #fff; }

/* — form fields — */
.field label {
  display: block;
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #1b214099;
  margin-bottom: 6px;
}

.input {
  width: 100%;
  border-radius: 0;
  border: 1px solid var(--color-divider);
  background: #fff;
  padding: 10px 12px;
  font: inherit;
  font-size: 15px;
  color: var(--color-text);
}

textarea.input { resize: vertical; }

/* — site header / nav — */
.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: linear-gradient(90deg, var(--color-teal) 0%, var(--color-accent-600) 62%, var(--color-accent) 100%);
}

.site-header__bar {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 12px var(--pad-inline);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px 20px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-right: auto;
  color: #fff;
}

.brand img { width: 30px; height: 30px; }

.brand__name {
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 18px;
  letter-spacing: -0.01em;
  line-height: 1;
}

.brand__sub {
  display: block;
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: #ffffffb3;
  font-family: var(--font-body);
}

.brand__text { display: flex; flex-direction: column; gap: 1px; }

/* AMFI Code of Conduct §5(g): "MFDs shall mention/display a tagline,
   'AMFI-registered Mutual Fund Distributor' along with / below their
   name, in a clear and legible font of at least font size 12, ...
   website, mobile app, printed or electronic materials..." — this is
   that tagline, sitewide, directly under the brand name. Don't shrink
   below 12px or remove without checking that requirement first. */
.brand__tagline {
  font-size: 12px;
  font-family: var(--font-body);
  color: #ffffffcc;
  letter-spacing: 0.01em;
  line-height: 1.3;
}

.site-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 22px;
  align-items: center;
  font-size: 13px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  font-family: var(--font-heading);
}

.site-nav a { color: #ffffffd9; }
.site-nav a:hover { color: #fff; }

/* Services submenu (The Plan / Compare / Regulatory) — desktop: floats
   below "Services", opens on hover (mouse) or on click of the caret
   (keyboard/touch, via nav.js toggling .nav-item--open). Mobile
   (≤900px) is overridden in responsive.css to expand inline instead. */
.nav-item { position: relative; display: flex; align-items: center; gap: 2px; }
.nav-item__caret {
  background: none;
  border: none;
  color: #ffffffd9;
  cursor: pointer;
  font-size: 10px;
  line-height: 1;
  padding: 4px;
}
.nav-item__caret:hover { color: #fff; }

.nav-submenu {
  list-style: none;
  margin: 0;
  padding: 8px 0;
  position: absolute;
  top: 100%;
  left: 0;
  margin-top: 10px;
  min-width: 200px;
  background: var(--color-navy-mid);
  border-radius: 8px;
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.28);
  display: none;
  flex-direction: column;
  z-index: 60;
}

/* Dropdowns for nav items near the right edge of the bar: open aligned
   to their own right edge instead of their left, so the popover doesn't
   run off the viewport (a plain left:0 dropdown on the rightmost items
   was previously going off-screen on common desktop widths). */
@media (min-width: 901px) {
  .nav-submenu--end { left: auto; right: 0; }
}

.nav-submenu a {
  display: block;
  padding: 9px 18px;
  text-transform: none;
  letter-spacing: normal;
  font-family: var(--font-body);
  font-size: 14px;
  white-space: nowrap;
}

@media (min-width: 901px) {
  .nav-item--has-sub:hover .nav-submenu { display: flex; }
}

.nav-item--open .nav-submenu { display: flex; }

.nav-toggle {
  display: none;
  background: transparent;
  border: 1px solid #ffffff59;
  color: #fff;
  width: 40px;
  height: 40px;
  align-items: center;
  justify-content: center;
  cursor: pointer;
}

.nav-toggle__bar,
.nav-toggle__bar::before,
.nav-toggle__bar::after {
  display: block;
  width: 18px;
  height: 2px;
  background: currentColor;
  position: relative;
}

.nav-toggle__bar::before,
.nav-toggle__bar::after {
  content: "";
  position: absolute;
  left: 0;
}

.nav-toggle__bar::before { top: -6px; }
.nav-toggle__bar::after { top: 6px; }

/* — hero — */
.hero-bg {
  min-height: 100vh;
  background: var(--page-bg);
  background-image: linear-gradient(#1b214008 1px, transparent 1px), linear-gradient(90deg, #1b214008 1px, transparent 1px);
  background-size: 56px 56px;
}

.hero {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: clamp(36px, 7vw, 84px) var(--pad-inline) clamp(28px, 5vw, 56px);
  display: flex;
  flex-wrap: wrap;
  gap: clamp(28px, 5vw, 56px);
  align-items: flex-start;
}

.hero__copy { flex: 1 1 420px; min-width: 300px; }

.hero__eyebrow {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 20px;
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--color-teal);
}

.hero__eyebrow-line { width: 28px; height: 1px; background: var(--color-accent); }

.hero__title {
  font-size: clamp(44px, 8.5vw, 88px);
  line-height: 0.92;
  letter-spacing: -0.03em;
  margin: 0 0 20px;
  text-wrap: balance;
}

.hero__title em { color: var(--color-accent); font-style: normal; }

.hero__lede {
  font-size: clamp(16px, 2vw, 19px);
  line-height: 1.6;
  max-width: 46ch;
  color: #1b2140cc;
  margin: 0 0 28px;
  text-wrap: pretty;
}

.hero__ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 32px; }

.hero__badges { display: flex; flex-wrap: wrap; gap: 8px 10px; align-items: center; font-size: 12px; color: #1b214099; }
.hero__badges span { padding: 4px 10px; border: 1px solid #1b214029; }

.hero__calc { flex: 1 1 380px; min-width: 300px; }

.calc-card {
  padding: clamp(18px, 3vw, 28px);
  background: #ffffff80;
}

.calc-card__head {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  margin-bottom: 22px;
}

.calc-card__head h2 { font-size: 22px; letter-spacing: 0.01em; }

.fig-label { font-size: 10px; letter-spacing: 0.16em; text-transform: uppercase; color: #1b214099; }

.slider-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 6px;
}

.slider-row label { font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; color: #1b214099; }
.slider-row output { font-family: var(--font-heading); font-size: 21px; line-height: 1; }

input[type=range].input { border: 0; padding: 0; width: 100%; margin: 0 0 20px; height: 22px; }
input[type=range].input.tight { margin-bottom: 26px; }

.grow-bars {
  display: flex;
  align-items: flex-end;
  gap: 14px;
  height: 130px;
  margin-bottom: 12px;
  border-bottom: 1px solid #1b214029;
}

.grow-bar-col { flex: 1; display: flex; flex-direction: column; justify-content: flex-end; height: 100%; }
.grow-bar-col span { font-size: 11px; letter-spacing: 0.1em; text-transform: uppercase; color: #1b214099; margin-bottom: 6px; }
.grow-bar-col.is-value span { color: var(--color-accent); }

.grow-bar {
  border: 1px solid var(--color-accent);
  background: repeating-linear-gradient(135deg, #3b56e026 0 4px, transparent 4px 8px);
  transition: height .35s ease;
}

.grow-bar.is-value { background: var(--color-accent); }

.grow-figures { display: flex; gap: 14px; margin-bottom: 22px; }
.grow-figures span { font-family: var(--font-heading); font-size: 20px; }
.grow-figures .is-value { color: var(--color-accent); }

.gain-block { border-top: 1px solid #1b214029; padding-top: 18px; }
.gain-block .fig-label { display: block; }
.gain-block__value {
  font-family: var(--font-heading);
  font-size: clamp(38px, 6vw, 56px);
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--color-navy-mid);
  margin: 4px 0 10px;
}
.gain-block p { font-size: 12px; line-height: 1.5; color: #1b214099; margin: 0; }

/* — stat band — */
.stat-band {
  border-top: 1px solid #1b214029;
  border-bottom: 1px solid #1b214029;
  background: #ffffff66;
}

.stat-band__grid {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 var(--pad-inline);
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
}

.stat-band__item { padding: 28px 20px; border-right: 1px solid #1b214029; }
.stat-band__item:first-child { padding-left: 0; }
.stat-band__item:last-child { border-right: 0; padding-right: 0; }

.stat-band__value { font-family: var(--font-heading); font-size: clamp(34px, 5vw, 46px); line-height: 1; }
.stat-band__label { font-size: 12px; letter-spacing: 0.12em; text-transform: uppercase; color: #1b214099; margin-top: 6px; }

/* — section shell — */
.section { max-width: var(--max-width); margin: 0 auto; padding: clamp(48px, 8vw, 96px) var(--pad-inline); }
.section--tight-top { padding-top: clamp(44px, 7vw, 84px); padding-bottom: clamp(44px, 7vw, 84px); }
.section--bordered { border-top: 1px solid #1b214029; }
.section--surface { background: #ffffff66; }
.section--dark {
  color: #fff;
  border-top: 1px solid #1b214029;
}
.section--dark.quiz-section { background: linear-gradient(120deg, var(--color-teal) 0%, var(--color-accent-600) 58%, var(--color-accent) 100%); }
.section--dark.trust-section { background: linear-gradient(120deg, var(--color-navy) 0%, var(--color-navy-mid) 60%, var(--color-accent-600) 100%); }

.section__head {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  align-items: flex-end;
  justify-content: space-between;
  margin-bottom: 40px;
}

.section__head--tight { margin-bottom: 28px; }
.section__eyebrow { font-size: 11px; letter-spacing: 0.2em; text-transform: uppercase; }
.section__title { font-size: clamp(32px, 5.5vw, 54px); line-height: 1; letter-spacing: -0.02em; margin: 12px 0 14px; }
.section__lede { font-size: 17px; line-height: 1.6; color: #1b2140cc; margin: 0; text-wrap: pretty; }
.section__lede--on-dark { color: #ffffffcc; }
.section__tag { font-size: 12px; letter-spacing: 0.1em; text-transform: uppercase; color: #1b214099; border: 1px solid #1b214029; padding: 10px 14px; }

/* — plan pillars — */
.pillar-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 20px; }

.pillar-card { padding: clamp(20px, 3vw, 30px); background: #ffffff66; }

.pillar-card__head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 20px;
}

.pillar-card__head h3 { font-size: 26px; }
.pillar-card__flag { font-size: 10px; letter-spacing: 0.16em; text-transform: uppercase; color: #1b214099; }

.pillar-list { display: flex; flex-direction: column; gap: 18px; }
.pillar-item { display: flex; gap: 14px; padding-bottom: 18px; border-bottom: 1px solid #1b214029; }
.pillar-item:last-child { border-bottom: 0; padding-bottom: 0; }

.pillar-item__num {
  font-family: var(--font-heading);
  font-size: 13px;
  letter-spacing: 0.1em;
  flex: none;
  width: 30px;
}

.pillar-item h4 { font-size: 18px; margin: 0 0 4px; }
.pillar-item p { font-size: 14px; line-height: 1.55; color: #1b2140b3; margin: 0; }

.sequence-strip {
  margin-top: 20px;
  border: 1px solid #1b214029;
  padding: 18px clamp(18px, 3vw, 26px);
  display: flex;
  flex-wrap: wrap;
  gap: 10px 18px;
  align-items: center;
  font-size: 14px;
  color: #1b2140cc;
}

.sequence-strip__label { font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase; color: var(--color-accent); }
.sequence-strip__arrow { color: var(--color-teal); }

/* — quiz — */
.quiz-wrap { display: flex; flex-wrap: wrap; gap: clamp(28px, 5vw, 64px); }
.quiz-wrap__intro { flex: 1 1 320px; min-width: 280px; }
.quiz-wrap__panel { flex: 1 1 400px; min-width: 300px; }

.quiz-progress { display: flex; align-items: center; gap: 12px; }
.quiz-progress__track { flex: 1; height: 2px; background: #ffffff33; }
.quiz-progress__fill { height: 2px; background: var(--color-amber); transition: width .3s ease; }
.quiz-progress__label { font-size: 12px; letter-spacing: 0.12em; text-transform: uppercase; color: #ffffff99; }

.quiz-panel {
  padding: clamp(20px, 3vw, 30px);
  border-color: #ffffff40;
  min-height: 320px;
  display: flex;
  flex-direction: column;
}

.quiz-panel .corner { color: var(--color-amber); }

.quiz-question h3 { font-size: clamp(22px, 3vw, 30px); line-height: 1.1; margin: 0 0 24px; color: #fff; }

.quiz-options { display: flex; flex-direction: column; gap: 10px; list-style: none; margin: 0; padding: 0; }

.quiz-option {
  text-align: left;
  width: 100%;
  background: transparent;
  border: 1px solid #ffffff40;
  color: #fff;
  font-family: var(--font-body);
  font-size: 16px;
  padding: 14px 16px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  gap: 12px;
  align-items: center;
  transition: background .18s ease, border-color .18s ease;
}

.quiz-option:hover { background: #ffffff14; border-color: var(--color-amber); }
.quiz-option__arrow { color: var(--color-amber); font-size: 13px; }

.quiz-result__eyebrow { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--color-amber); }
.quiz-result h3 { font-size: clamp(24px, 3.4vw, 34px); line-height: 1.05; margin: 10px 0 12px; color: #fff; }
.quiz-result p { font-size: 16px; line-height: 1.6; color: #ffffffcc; margin: 0 0 18px; }

.quiz-steps { display: flex; flex-direction: column; gap: 8px; margin: 0 0 22px; padding: 0; list-style: none; }
.quiz-steps li { display: flex; gap: 10px; font-size: 15px; color: #ffffffe6; border-bottom: 1px solid #ffffff1f; padding-bottom: 8px; }
.quiz-steps__num { color: var(--color-amber); }

.quiz-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: auto; }
.quiz-actions .btn { padding: 13px 22px; font-size: 14px; }
.quiz-actions .btn-on-light { background: #fff; color: var(--color-navy-mid); border: 0; }

/* — services grid — */
.service-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 1px;
  background: #1b214029;
  border: 1px solid #1b214029;
}

.service-card { background: #fff; padding: 24px; }
.service-card__head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 14px; }
.service-card__kicker { font-size: 10px; letter-spacing: 0.16em; text-transform: uppercase; color: var(--color-accent); }
.service-card__code { font-family: var(--font-heading); font-size: 12px; color: #1b214066; }
.service-card h3 { font-size: 21px; margin: 0 0 8px; }
.service-card p { font-size: 14px; line-height: 1.55; color: #1b2140b3; margin: 0 0 16px; }
.service-card__links { display: flex; flex-wrap: wrap; gap: 8px 14px; }
.service-card__links a,
.service-card__link {
  font-size: 13px;
  font-family: var(--font-heading);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  border-bottom: 1px solid #3b56e040;
  padding-bottom: 2px;
}

/* — calculators — */
.calc-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 0;
  border: 1px solid #1b214029;
  border-bottom: 0;
}

.calc-panel { padding: clamp(20px, 3vw, 34px); background: #fff; }
.calc-panel__body { display: none; flex-wrap: wrap; gap: clamp(24px, 4vw, 48px); }
.calc-panel__body.is-active { display: flex; }

.calc-panel__inputs { flex: 1 1 300px; display: flex; flex-direction: column; gap: 16px; }
.calc-panel__result {
  flex: 1 1 260px;
  border-left: 1px solid #1b214029;
  padding-left: clamp(20px, 3vw, 36px);
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.calc-panel__result-label { font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase; color: #1b214099; }
.calc-panel__result-value {
  font-family: var(--font-heading);
  font-size: clamp(38px, 6vw, 60px);
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--color-navy-mid);
  margin: 6px 0 20px;
}

.calc-panel__breakdown { display: flex; flex-direction: column; gap: 8px; font-size: 14px; }
.calc-panel__breakdown-row { display: flex; justify-content: space-between; border-bottom: 1px solid #1b214029; padding-bottom: 7px; }
.calc-panel__breakdown-row:last-child { border-bottom: 0; padding-bottom: 0; }
.calc-panel__breakdown-row .label { color: #1b214099; }
.calc-panel__breakdown-row .is-accent { color: var(--color-accent); }

.calc-footnote { font-size: 12px; color: #1b214099; margin: 14px 0 0; }

/* — compare table — */
.filter-row { display: flex; flex-wrap: wrap; gap: 8px; }
.table-scroll { overflow-x: auto; border: 1px solid #1b214029; }
.compare-table { width: 100%; font-size: 14px; min-width: 760px; }
.compare-table th { padding: 14px 16px; text-align: left; }
.compare-table td { padding: 14px 16px; }
.compare-table td:first-child { font-family: var(--font-heading); font-size: 16px; }
.compare-table tr[hidden] { display: none; }
.table-scroll-hint {
  display: none;
  font-size: 11px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #1b214099;
  margin: 8px 0 0;
}

/* — testimonials — */
.testimonial-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 20px; }
.testimonial-card { padding: 26px; background: #fff; }
.testimonial-card p { font-size: 17px; line-height: 1.55; margin: 0 0 18px; text-wrap: pretty; }
.testimonial-card__source { font-size: 13px; letter-spacing: 0.06em; text-transform: uppercase; color: var(--color-accent); }
.testimonial-card__stars { color: var(--color-amber-dark); font-size: 16px; letter-spacing: 2px; margin-bottom: 10px; }

.testimonial-more-row { text-align: center; margin-top: 20px; }

/* — testimonial summary header (Part 7): total reviews + average
   rating, computed client-side in testimonials.js from the same feed
   response already being fetched — no extra endpoint. — */
.testimonial-summary {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 10px 24px;
  margin-bottom: 22px;
  padding-bottom: 18px;
  border-bottom: 1px solid #1b214020;
}
.testimonial-summary__stars { color: var(--color-amber-dark); font-size: 20px; letter-spacing: 2px; }
.testimonial-summary__avg { font-family: var(--font-heading); font-size: 28px; letter-spacing: -0.01em; }
.testimonial-summary__count { font-size: 13px; color: #1b214099; text-transform: uppercase; letter-spacing: 0.08em; }

.testimonial-card__meta { font-size: 12px; color: #1b214099; margin-top: 4px; }

.review-form-wrap { margin-top: 28px; }
.review-form-toggle summary { cursor: pointer; }
.review-form-toggle summary::-webkit-details-marker { display: none; }
.review-form-toggle__btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 999px;
  background: var(--color-accent);
  color: #fff;
  font-family: var(--font-heading);
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  box-shadow: 0 4px 14px #3b56e030;
  transition: transform .15s ease;
}
.review-form-toggle__btn:hover { transform: scale(1.03); }
.review-form { display: flex; flex-direction: column; gap: 16px; margin-top: 18px; max-width: 640px; }

.star-input { display: flex; gap: 4px; margin-top: 6px; }
.star-input button {
  background: transparent;
  border: 0;
  cursor: pointer;
  font-size: 24px;
  line-height: 1;
  padding: 2px;
  color: var(--color-amber-dark);
}

/* — start / contact — */
.start-grid { display: flex; flex-wrap: wrap; gap: clamp(28px, 5vw, 56px); }
.start-grid__copy { flex: 1 1 340px; min-width: 290px; }
.start-grid__form { flex: 1 1 380px; min-width: 290px; }

.start-steps { display: flex; flex-direction: column; gap: 12px; margin-bottom: 28px; }
.start-steps__row { display: flex; gap: 12px; font-size: 15px; color: #1b2140cc; border-bottom: 1px solid #1b214029; padding-bottom: 12px; }
.start-steps__row:last-child { border-bottom: 0; padding-bottom: 0; }
.start-steps__num { color: var(--color-accent); }

.contact-links { display: flex; flex-wrap: wrap; gap: 12px; font-size: 15px; }
.contact-links a { font-family: var(--font-heading); font-size: 18px; }
.contact-links__item {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  border: 1px solid #3b56e040;
  border-radius: 50%;
  color: var(--color-accent);
  transition: background 0.15s ease, border-color 0.15s ease;
}
.contact-links__item:hover { background: #3b56e014; border-color: var(--color-accent); }
.contact-links__item svg { flex-shrink: 0; }

.form-card { padding: clamp(20px, 3vw, 30px); background: #ffffff80; }
.form-card__head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; margin-bottom: 16px; }
.form-card__head h3 { font-size: 24px; }

.callback-form { display: flex; flex-direction: column; gap: 16px; }
.callback-form__row { display: flex; flex-wrap: wrap; gap: 16px; }
.callback-form__row .field { flex: 1 1 150px; }
.form-hint { font-size: 12px; color: #1b214099; margin: 0; }
.form-hint.is-error { color: var(--color-red); }
.form-fallback { margin-top: -4px; }
.form-fallback a { color: var(--color-accent); font-weight: 600; }

.thanks-block { display: none; flex-direction: column; gap: 14px; min-height: 300px; justify-content: center; }
.thanks-block.is-active { display: flex; }
.callback-form.is-hidden { display: none; }
.thanks-block__eyebrow { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--color-accent); }
.thanks-block h3 { font-size: clamp(26px, 3.6vw, 34px); line-height: 1.05; }
.thanks-block p { font-size: 16px; line-height: 1.6; color: #1b2140cc; margin: 0; }

/* — trust / regulatory — */
.trust-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1px;
  background: #ffffff33;
  border: 1px solid #ffffff33;
}

.trust-card { background: #ffffff10; padding: 24px; }
.trust-card__kicker { font-size: 10px; letter-spacing: 0.16em; text-transform: uppercase; color: var(--color-amber); margin-bottom: 12px; }
.trust-card h3 { font-size: 20px; margin: 0 0 8px; color: #fff; }
.trust-card p { font-size: 13.5px; line-height: 1.55; color: #ffffffb3; margin: 0 0 14px; }
.trust-card__escalate { font-size: 12px; color: #ffffff99; margin-bottom: 12px; }
.trust-card__links { display: flex; gap: 14px; }
.trust-card__links a { color: var(--color-amber); font-size: 13px; border-bottom: 1px solid #ffc95c40; }

.trust-extra {
  margin-top: 34px;
  display: flex;
  flex-wrap: wrap;
  gap: clamp(24px, 4vw, 48px);
  border-top: 1px solid #ffffff33;
  padding-top: 34px;
}

.trust-extra__col { flex: 1 1 280px; }
.trust-extra__col h3 { font-size: 22px; margin: 0 0 10px; color: #fff; }
.trust-extra__col > p { font-size: 14px; line-height: 1.55; color: #ffffffb3; margin: 0 0 16px; }

.kyc-links { display: flex; flex-wrap: wrap; gap: 10px 20px; }
.kyc-links a { color: var(--color-amber); font-family: var(--font-heading); font-size: 15px; letter-spacing: 0.04em; text-transform: uppercase; border-bottom: 1px solid #ffc95c40; }

.faq-list { display: flex; flex-direction: column; gap: 14px; }
.faq-item { border-bottom: 1px solid #ffffff1f; padding-bottom: 12px; }
.faq-item:last-child { border-bottom: 0; padding-bottom: 0; }
.faq-item__q { font-family: var(--font-heading); font-size: 17px; color: #fff; margin-bottom: 4px; }
.faq-item__a { font-size: 13.5px; line-height: 1.55; color: #ffffffb3; margin: 0; }

/* — WhatsApp floating button — */
.whatsapp-fab {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 50;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #25d366;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 14px #00000040;
  transition: transform .15s ease;
}

.whatsapp-fab:hover { transform: scale(1.06); color: #fff; }

/* — Consolidated FAB cluster (Pricing / Share your experience / Request
   a call back), stacked above the WhatsApp FAB. Same interaction
   pattern as the backoffice's .bo-fab (backoffice/assets/css/
   backoffice.css) — kept as a separate class here since the public
   site's tokens/colors are a different file, but the visual language
   (round "+" toggle, rotates on open, pill menu above it) matches. */
.site-fab { position: fixed; right: 20px; bottom: 86px; z-index: 50; display: flex; flex-direction: column; align-items: flex-end; gap: 10px; }
.site-fab__toggle {
  width: 48px; height: 48px; border-radius: 50%; border: none; cursor: pointer;
  background: var(--color-navy); color: #fff; font-size: 24px; line-height: 1;
  box-shadow: 0 4px 14px #00000040; transition: transform .15s ease;
}
.site-fab__toggle:hover { transform: scale(1.06); }
.site-fab--open .site-fab__toggle { transform: rotate(45deg); }
.site-fab__menu {
  display: none; flex-direction: column; gap: 4px; background: #fff; border-radius: 12px;
  padding: 8px; box-shadow: 0 6px 20px #00000030; min-width: 190px;
}
.site-fab--open .site-fab__menu { display: flex; }
.site-fab__menu a { padding: 8px 12px; border-radius: 8px; font-size: 13.5px; color: var(--color-text); text-decoration: none; }
.site-fab__menu a:hover { background: #1b21400d; }

/* — footer — */
.site-footer { background: var(--color-navy); color: #fff; border-top: 1px solid #ffffff33; }
.site-footer__inner { max-width: var(--max-width); margin: 0 auto; padding: clamp(32px, 5vw, 56px) var(--pad-inline); }
.footer-grid { display: flex; flex-wrap: wrap; gap: clamp(24px, 4vw, 56px); margin-bottom: 32px; }
.footer-grid__brand { flex: 1 1 300px; }
.footer-grid__brand-name { font-family: var(--font-heading); font-size: 22px; margin-bottom: 10px; }
.footer-grid__brand p { font-size: 14px; line-height: 1.6; color: #ffffffb3; margin: 0 0 14px; max-width: 40ch; }
.footer-social { display: flex; flex-wrap: wrap; gap: 8px 16px; font-size: 13px; }
.footer-social a { color: var(--color-amber); }

.footer-col { flex: 0 1 180px; }
.footer-col__label { font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase; color: #ffffff99; margin-bottom: 12px; }
.footer-col__links { display: flex; flex-direction: column; gap: 8px; font-size: 14px; }
.footer-col__links a { color: #ffffffcc; }

.footer-legal { font-size: 12px; line-height: 1.6; color: #ffffff99; margin: 0 0 12px; max-width: 90ch; }
.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: space-between;
  font-size: 12px;
  color: #ffffff99;
  border-top: 1px solid #ffffff1f;
  padding-top: 16px;
}
.footer-bottom a { color: var(--color-amber); }